Approve payroll. Get your statutory returns and bank file — automatically.
LumoHR is the payroll platform built for Nigeria, Ghana and DR Congo — every approved run produces the figures your team needs to file statutory returns, plus a ready-to-upload bank file.
One platform for core HR, payroll, attendance, hiring and performance.
No credit card required · 30-day free trial
Workspace overview
Payroll on timeHeadcount
128
On leave
6
Open roles
4
Next pay run
in 3 days
Product preview · sample data
Trusted by businesses running payroll across Africa
Compliance built in for Nigeria, Ghana and DR Congo
Core HR
A single source of truth for every employee profile, compensation record and document.
Payroll
Automated, compliant pay runs that generate your statutory return figures for Nigeria, Ghana and DR Congo — and a ready-to-upload bank payment file — on every approved run.
Time & Attendance
Clock-ins, timesheets and leave tracked from any device in real time.
Recruitment (ATS)
Raise requisitions, screen candidates and move applicants through to a signed offer.
Performance
Goals, review cycles and appraisals that keep managers and teams aligned.
Employee Self-Service
Let staff request leave, view payslips and update their own details.
Approve a run. Get your statutory returns and bank file — automatically.
Most HR platforms stop at calculating pay. LumoHR goes further: the moment you approve a payroll run, it assembles the figures your team needs to file each country's social-security and tax returns, and a ready-to-upload payment file for your bank.
DR Congo
A consolidated return-prep file covering social security, the vocational-training levy, the employment office and income tax.
Nigeria
A consolidated return-prep file covering pension, the National Housing Fund, the Industrial Training Fund and PAYE income tax.
Ghana
A consolidated return-prep file covering social security and PAYE income tax.
One approved run, one bank file
Download a ready-to-upload salary payment file straight from an approved run — multi-currency, so cross-border staff are handled in the same run. A built-in completeness check flags anyone missing bank details before you download.
You stay in control of filing and payment. LumoHR does the arithmetic and the assembly — you submit the returns and upload the file to your bank.
Attendance that flows straight into payroll
Staff clock in and out from any device. Timesheets and approved overtime feed directly into the pay run — with geofencing to keep on-site attendance honest.
Clock in/out anywhere
Any device, on-site or remote — in real time.
Geofenced attendance
Tie on-site clock-ins to a location you define.
Timesheets that add up
Regular hours, overtime and absence, totalled against each employee’s standard week.
Overtime into pay
Approved overtime flows automatically into the pay run.
Time clock
TodayProduct preview · sample data
Earned wage access
This periodProduct preview · sample data
Let staff reach the pay they’ve already earned
Your team can request a portion of the wages they’ve already earned this period — no loan, no interest, no third-party lender. They request in seconds from self-service and you pay it out; every draw settles automatically, in full, on their next payslip.
Request, not apply
Staff request from self-service in seconds — no approval queue. Your team pays it out.
Free for employees
No interest and no fees, ever. It’s their earned pay, not a loan or credit.
Protected paycheck
Built-in caps keep take-home above minimum wage and set aside any loan repayment first.
Settles on payroll
Funded from your own payroll — every draw reconciles in full on the next run.
Reimburse your team, straight through payroll
Employees claim what they spent — amount, category and a photo of the receipt — managers and finance approve it, and it lands on the next payslip as a clearly-marked, non-taxable line. No spreadsheets, no separate bank run. When something can’t wait, finance can settle it off-cycle and record how it was paid.
Claim in seconds
Amount, category and a receipt photo, from any device — kept with the claim.
Approval that fits you
The line manager verifies the expense; finance approves the payment. Rejections come with a reason.
Paid through payroll
Approved claims flow onto the next payslip as a non-taxable line — nothing to re-key.
Audit-ready
Every submission, approval and payment is logged — a clean trail from receipt to payment.
Expense claim
This monthProduct preview · sample data
Company assets, accounted for
Issue laptops, phones and access cards to your team, track who holds what across Nigeria, Ghana and the DRC, and keep every device on the books — inside the same system you run payroll on.
One source of truth for custody
Every asset reads as available, assigned, retired or lost — and “assigned” is derived live from the custody ledger, so the catalog can never disagree with who actually holds it.
A real hand-over trail
A manager approves the need, then your custodian issues a specific device — two controls, not one. No one can approve their own request or issue an asset to themselves, whatever their role.
Know what’s out, and with whom
Every employee’s record shows the equipment in their custody, so when someone’s moving on you know exactly what to collect.
Let IT run it, without the HR data
A dedicated IT custodian role manages the whole register — catalog, issue, return, transfer — while payroll and employee records stay closed to it.
Asset catalog
4 assets“Assigned” is derived from the custody ledger — never stored twice.
Product preview · sample data
What’s included
- Configurable asset categories (your own list — laptops, phones, access cards)
- Asset catalog with tags, serials and purchase details, filterable by category and status
- Request → approve → issue → return custody lifecycle, with manager approval and a separate custodian issue step
- No self-dealing — nobody approves their own request or issues an asset to themselves, whatever their role
- A dedicated IT custodian role — runs the register, walled off from payroll and employee records
- Transfer assets directly between employees
- Hand-over documents (forms, condition photos) on every assignment
- Bulk CSV import — bring an existing register, and who currently holds what, in on day one
- Request a new hire’s equipment straight from the hiring flow
- Employees can request the tools they need themselves, and cancel before it’s issued
- Every employee’s record shows the assets they currently hold
- Employee self-service — each person sees their own equipment on a My assets page
- An asset that’s still issued can’t be retired or written off — record its return first
- Built into LumoHR — multi-country (NG · GH · DRC), same login as payroll and HR
See your whole workforce cost — across every country you run
Five ready-made reports answer the questions leadership actually asks — headcount and turnover, payroll cost, leave liability, absence, and true cost to company. For teams paid in more than one currency, the two cost reports roll every currency into a single base-currency total. Export any of them to CSV or PDF.
The numbers leadership asks for
Headcount and turnover, payroll cost, leave liability, absence, and total cost to company — computed from your live payroll and HR data, not a spreadsheet someone maintains by hand.
One currency to read them by
Pay staff in naira, cedis and dollars? The cost reports roll every currency into one base-currency total, converted at each payslip’s own pay-date rate — with the per-currency figures kept alongside as the authoritative record.
Export-ready
Every report downloads to CSV for your own analysis or PDF for the board pack — the same figures, plan-gated so a download can’t slip past.
Built for cross-border teams
Every report breaks down by department and country, so a group running Nigeria, Ghana and the DRC sees each market and the consolidated whole.
Cost to company
This monthBy pay currency
Rolled up at each payslip’s pay-date rate. Per-currency figures above are the record.
Product preview · sample data
The five reports
- Headcount & turnover — starting and ending headcount, average, new hires, terminations and turnover rate
- Payroll cost — a gross-to-net breakdown, by department and country
- Leave liability — the money value of unused leave still owed, as of any date you choose
- Absence — leave taken over a period, broken down by leave type, department and country
- Total cost to company — salaries plus employer statutory contributions, the true cost per head
Live in hours, not weeks
- 1
Set up your workspace
Import employees from a spreadsheet or your existing system in minutes. Guided setup configures statutory policies for your country.
- 2
Invite your team
Roll out self-service to staff and managers with role-based access.
- 3
Automate & analyze
Payroll, leave and approvals run on schedule while live dashboards surface the insights that matter.
Plans & pricing
Start free for 30 days — no card required. Try every feature of LumoHR, on us. Your seat limit matches your plan (Starter trials up to 50 employees). Cancel anytime; nothing is deleted.
Starter
Run your whole HR & payroll, from day one
- Who:
- Small teams getting organised
- Limit:
- Up to 50 employees
- Employee records & profiles · documents
- Payroll + payslips + bank file (single-country)
- Statutory compliance for your country (PAYE, pension, the regulator file)
- Leave management
- Attendance & time tracking — clock in/out, timesheets, overtime → pay, geofencing
- Loans & salary advances
- Earned Wage Access (EWA) — staff draw earned pay before payday
- Employee self-service
- HR dashboard + birthday/anniversary celebrations
- Email support
Growth
Scale and grow your people
Volume discounts at 250+
- Who:
- Scaling teams that need to hire, review and analyse
- Limit:
- Unlimited employees
Everything in Starter, plus:
- Performance reviews (cycles, goals, appraisals, scoring)
- Recruitment / ATS (requisitions, pipeline, offers, convert-to-employee)
- Expense management — claims, two-stage approval, reimbursed via payroll
- Advanced & cross-country reports — five workforce reports + cross-currency consolidation
- Priority support
Enterprise
Integrated, multi-country, white-glove
target $10–15 / employee / month
- Who:
- Large or regulated organisations
- Limit:
- Unlimited, custom contract
Everything in Growth, plus:
- Multi-country payroll (run several countries in one org)
- SSO & advanced security Roadmap
- API & custom integrations Roadmap
- Asset management — custody register, hand-over trail, bulk import
- Training module Roadmap
- Dedicated success manager · SLA · dedicated onboarding
Compare plans
| Starter | Growth | Enterprise | |
|---|---|---|---|
| Employee records & documents | |||
| Payroll, payslips & bank file | |||
| Statutory compliance (your country) | |||
| Leave management | |||
| Attendance & time tracking | |||
| Loans & salary advances | |||
| Employee self-service · dashboard · celebrations | |||
| Email support | |||
| Performance reviews | — | ||
| Recruitment (ATS) | — | ||
| Earned Wage Access (EWA) | |||
| Expense management | — | ||
| Advanced / cross-country reports | — | ||
| Priority support | — | ||
| Multi-country payroll | — | — | |
| SSO & advanced security Roadmap | — | — | |
| API & custom integrations Roadmap | — | — | |
| Asset management | — | — | |
| Training module Roadmap | — | — | |
| Dedicated success · SLA · onboarding | — | — | |
| Employees | up to 50 | unlimited | unlimited |
| Price (USD / emp / mo) | $6 | $10 | Custom |
- Prices in USD. Save 20% with annual billing.
- 30-day free trial, no credit card.
- Founding Customers (first 10 accounts) get locked pricing for 24 months.
- Starter includes up to 50 employees. To add your 51st, upgrade to Growth — your data carries over.
Built for African businesses, not adapted for them
Most HR platforms treat African payroll as an afterthought. LumoHR is built around it.
Reproducible, audit-grade payroll
Every pay run is calculated against versioned, hash-pinned statutory rules — so any payslip can be re-run and reproduced exactly, under the rules that were in force that month.
Statutory returns generated for you
Approve a run and LumoHR assembles the figures your team needs to file social-security and PAYE returns across DR Congo, Nigeria and Ghana.
Modern, fast interface
A modern web app built for speed on any device — not a legacy interface retrofitted for the browser.
Atomic, audited operations
Every operation is isolated per tenant and fully audit-logged — the infrastructure regulated businesses need.
MokoAfrika DRC, Environmental Expressions Limited, Microscale and Faxter run payroll on LumoHR.
MokoAfrika DRC is our founding customer.
Frequently asked questions
How long is the free trial?
Every plan starts with a full-featured 30-day free trial — try every feature of LumoHR, no credit card required. Your seat limit matches your plan (Starter trials up to 50 employees).
Do I need a credit card to start?
No. You add billing details only when you choose to subscribe. When the trial ends, your account moves to read-only — your data stays intact and visible, nothing is deleted.
What plans are available?
Three. Starter ($6 per employee per month, up to 50 employees) runs your whole HR and payroll from day one. Growth ($10 per employee per month, unlimited) adds performance reviews, recruitment and advanced reports. Enterprise (custom) adds multi-country payroll and white-glove support. Start a free trial and subscribe to Starter or Growth yourself from the Billing & plan page — Enterprise is arranged with our team.
Is my data secure and compliant?
Each organisation's data is isolated and audit-logged. Payroll is calculated against versioned, hash-verified statutory rules for each country we cover.
Which countries does LumoHR support?
Nigeria, Ghana and DR Congo at launch, with more African markets added as compliance coverage extends.
Do you offer onboarding support?
Yes. Guided setup is included on every plan; Enterprise adds dedicated onboarding and a success manager.
What is Earned Wage Access (EWA)?
Earned Wage Access lets your employees draw a portion of the wages they’ve already earned in the current pay period — no loan, no interest, no fees, and no third-party lender. Staff request it in seconds from self-service and you pay it out; each draw then settles automatically, in full, on their next payslip. Built-in guardrails keep take-home above the minimum wage and set aside any loan repayment first. EWA is available on every plan, in the employee’s local pay currency.
How does expense reimbursement work?
Employees submit a claim — amount, category and a photo of the receipt — which the line manager verifies and finance approves (rejections come with a reason). Approved claims are reimbursed automatically on the next payroll run, as a clearly-marked, non-taxable line on the payslip; finance can also settle an urgent claim off-cycle and record how it was paid. Every step is logged, and reimbursement is in the employee’s pay currency. Expense management is part of the Growth plan.
Does Asset Management do depreciation or asset accounting?
No — it’s a custody register: it tracks who holds what and gets equipment back at exit, not book value or asset accounting. It’s an Enterprise feature, and you can try it during your 30-day trial.
Ready to transform your HR?
Set up in minutes and run a full payroll cycle free — see the value before you pay.
No credit card required · Cancel anytime